Business and Practice Loans
Finance to grow, acquire, or strengthen your business.
From working capital to practice acquisition, we structure business lending around the realities of how your business actually operates.
Lending
Business lending should reflect how your business actually works.
Generic business loan products often do not account for seasonal cash flow, practice goodwill, or the specific risk profile of a given industry. We take the time to understand the business itself before recommending a structure.
This applies equally to working capital, expansion funding, and the acquisition of an existing practice or business, where goodwill, client relationships and transition risk all factor into how a lender views the opportunity.
Why Finstac
What you get working with us.
Industry aware structuring
We consider the specific dynamics of your industry, not just a generic business loan template.
Practice acquisition experience
Support specifically for acquiring an existing practice, including how goodwill is assessed by lenders.
Working capital flexibility
Structures designed to support cash flow through growth periods or seasonal fluctuations.
How it works
A clear process, from first conversation to funding.
- 01
Business review
We look at the business, its cash flow, and the purpose of the finance being sought.
- 02
Structure and strategy
We recommend a structure that reflects how the business actually operates.
- 03
Lender matching
We approach lenders suited to your industry and the scale of the request.
- 04
Funding and follow up
We support settlement and remain available as the business continues to grow.
Common questions
Common questions.
Yes, this is a common form of business lending. Lenders will typically look at the financial history of the business being acquired, the goodwill involved, and the buyer's experience and financial position.
Common uses include working capital, equipment, expansion, or acquisition of another business or practice. The right structure depends on the specific purpose.
Some business lending is secured against property or other assets, while other products are unsecured. The right option depends on your circumstances, the lender, and the amount required.
Lenders typically review financial history, cash flow, and the purpose of the loan. We help present this clearly to give your application the best chance of a favourable outcome.
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