Commercial Loans
Commercial finance structured around your strategy.
From buying premises to funding an acquisition, commercial lending works differently. Finstac brings institutional experience to structuring it properly.
Lending
Commercial lending rewards a clear strategy and the right lender fit.
Commercial finance is assessed differently to a standard home loan, with lenders looking closely at the asset, the purpose, and the underlying business or investment case. Getting the structure right from the outset affects cost, flexibility and risk.
Drawing on a background in commercial banking, we help clients present a strong case to lenders and select a structure that supports both the immediate purchase and the broader strategy behind it.
Why Finstac
What you get working with us.
Institutional grade analysis
Our commercial banking background shapes how we assess and present commercial scenarios.
Asset and purpose matched
We structure finance around the specific commercial asset and its intended use.
Lender relationships
We work with lenders who understand commercial lending, not just residential policy.
How it works
A clear process, from first conversation to settlement.
- 01
Scenario assessment
We review the asset, the purpose, and the financial position behind the request.
- 02
Structure recommendation
We recommend a structure suited to the asset and your broader strategy.
- 03
Lender presentation
We prepare a clear case for lenders, drawing on institutional grade analysis.
- 04
Settlement
We manage the process through to settlement and remain available afterward.
Common questions
Common questions.
Common uses include purchasing business premises, acquiring commercial property as an investment, or funding the purchase of a commercial asset. The right structure depends on the specific purpose and asset involved.
Commercial lenders generally assess the asset and the underlying business or investment case more closely, and terms such as loan length and interest rate structure often differ from residential lending.
Not necessarily. Commercial property can also be purchased as an investment without an operating business attached, though the lending criteria will reflect that purpose.
Commercial approvals often take longer than standard home loans, given the additional assessment involved. Timeframes vary by lender and by the complexity of the scenario.
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