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Business & commercial

Commercial loan repayments calculator.

Commercial lending is priced deal by deal. This gives you the repayment shape before that conversation.

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$
% p.a.
years

Estimated monthly repayment

$10,921

Principal and interest over the full term.

Principal and interest
$10,921
Interest only
$7,200
Total interest (P&I over term)
$765,701

What could change this figure

  • Commercial lending margins, which are priced deal by deal
  • The security offered and its LVR
  • Lease covenants and tenant quality for investment purchases
  • Your business's servicing capacity and trading history

This is an estimate only, based on the figures you have entered and simplified assumptions. It is not credit advice, an offer of credit, or an indication that any lender will approve a loan. Commercial lending is individually priced. The rate you're offered may differ materially from the rate entered here.

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How this is calculated
  • Commercial facilities are individually priced. The rate you're offered may differ materially from the rate entered.
  • Interest-only repayments do not reduce the balance owing.
  • Line fees, establishment fees and annual review fees are not included.

Free guide

The Business Owner's Finance Readiness Check

Commercial, working capital and asset finance

  • Funding a big order without the cashflow cliff
  • Equipment and asset finance, explained plainly
  • Commercial property: lease versus buy
  • Separating business and personal finance properly

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