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Guides

Plain English, written by people who do this daily.

No fluff and no upsell. The same explanations we give clients in the first conversation, written down.

  • 01Former commercial bankers
  • 02Access to 100+ lenders
  • 03A director on every file
  • 04A reply within one business day

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The complete guides.

Full explanations with worked examples. No form, no email required.

First Home Buyers

First home buyer loans in Australia. The plain-English guide.

Refinancing

Refinancing your home loan. How it works, and when it's worth it.

Property Investment

Investment property loans and structure. A plain-English guide.

Complex Income & Premium Home Finance

Home finance for self-employed and complex-income borrowers.

Business, Commercial & Asset Finance

Business and commercial finance. Funding growth without the cliff.

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National edition

The First Home Buyer's Plain English Guide

  • What you can realistically borrow, and what lenders actually look at
  • How much deposit you really need, and how LMI can sometimes be avoided
  • The grants and concessions available, and who qualifies
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What staying put is really costing you

The Fifteen Minute Refinance Review

  • How to check your rate against what's actually available now
  • The real cost of switching, and when it isn't worth it
  • Structuring an offset properly instead of just chasing a rate
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Equity, structure and borrowing capacity

The Investor's Loan Structure Guide

  • How to work out your usable equity
  • Cross collateralisation explained, and why it limits your options
  • Structuring loans so your borrowing capacity survives the next purchase, and what the 2027 tax changes mean
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For self employed people, business owners and professionals

The Complex Income Finance Guide

  • How lenders assess self employed and variable income
  • Add backs: what they are and which ones lenders commonly accept
  • Why two lenders can read the same tax return differently
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Commercial, working capital and asset finance

The Business Owner's Finance Readiness Check

  • Funding a big order without the cashflow cliff
  • Equipment and asset finance, explained plainly
  • Commercial property: lease versus buy
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